Credit Rating.

Short-term rating: A-2
Long-term rating: BBB
Outlook: Stable

Beyond Bank has one of the highest credit ratings for an Australian customer-owned bank.

With very strong capital and earnings, and stronger-than-average asset growth, we have a solid financial basis to grow on.

We have a strong track record for successfully conducting mergers and, because we’re more geographically diversified than many other Australian customer-owned banks, we have more to offer the business community.

As a customer-owned bank, we put our customers first. Our profits go towards our customers and their communities – not share market investors. We offer you lower fees, lower lending rates, higher investment rates, better banking products and support for community projects. Join the bank that gives back.

Standard & Poor's (Australia) Pty Ltd holds Australian financial services licence number 337565 under the Corporations Act 2001. Standard & Poor's credit ratings and related research are not intended for and must not be distributed to any person in Australia other than a wholesale client (as defined in Chapter 7 of the Corporations Act 2001).

Credit ratings are statements of opinion and not statements of fact or recommendations to purchase, sell or hold any securities. Nor are they intended to signal the suitability of an investment. For the latest credit ratings information please refer to Standard & Poor's website.