BU Savings Account.

Interest rates are current as at 9 October 2024 and are subject to change.

Excluding overseas ATM, cash advance and declined withdrawals. Excludes Bank@Post withdrawals. Withdrawals and enquiries at Australian ATMs may incur an ATM operator fee charged by the ATM operator.

Card Access restrictions apply for children under 13 years of age. Internet, Mobile & Digital Banking will be restricted to view only for children.

Children under the age of 13 may be required to have the account opened and held in trust by a parent or guardian.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc. Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see here.

Google Pay is available on all non-rooted Android devices (Lollipop 5.0+). For full Terms and Conditions, view here.

For a full list of compatible Samsung Pay devices and Terms and Conditions, visit here.

This fee is payable when you use your Visa Credit Card, Visa Debit Card or Visa Prepaid Card to make a transaction:
- In a foreign currency when using your card either online or at a merchant point of sale (irrespective of where the transaction occurs); and/or
- In Australian dollars, when either the merchant or its financial institution/payment processor is located or registered overseas, including transactions that involve dynamic currency conversion where a transaction denominated in a foreign currency is converted to local currency.
(This fee will be collected by Cuscal, with 1.0% payable to us, 1.0% is retained by Cuscal and 1.0% is paid to Visa International). Some overseas Merchants may allow you to pay in Australian dollars, for example, when you make a purchase online or over the phone. This is still considered an international transaction as the transaction is processed overseas and will attract any International Transaction Fee.

A declined transaction occurs in the following circumstances:
a. Insufficient funds in the account
b. Incorrect Personal Identification Number (PIN) entered; or
c. Number of PIN tries exceeded.

(customers over the age of 70 years are exempt)

Awarded Canstar Customer-Owned Bank of the Year for Digital Banking from 2015-2024.

Terms, conditions, lending criteria, fees and charges apply. For full details please review our Financial Services Guide, Product Guide, Fees and Charges Guide and Target Market Determinations. These are available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. They will also be provided at the time of acquiring any product.

This information is of a general nature only and does not take into consideration your objectives, financial situation or needs. The information must not be relied upon as financial product advice. Before acquiring any product you should read the relevant guides, Product Disclosure Document, and consider whether a product is suitable for your circumstances to decide if a product is right for you.

All products and services are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2024.