Win up to $50,000.*
Beyond easy.

Create your PayID for a chance to win! Early bird prize of $10,000 and major prize of $40,000. Entries close 14 May 2018.

Create Your PayID

Pay your friends fast. Beyond easy.

With PayID you can forget your BSB and account number.

Choose an eligible PayID (like your mobile number or email address for personal banking or ABN/Organisation ID for business) and link this to your account.

Then when someone needs to pay you, give them your PayID instead of searching for your bank account details.

  • Faster
    Send and receive money instantly, 24/7
  • Simpler
    With PayID, use your mobile number or email address instead of BSB and account number
  • Smarter
    Personalise payment messages with up to 280 characters, including emojis
  • Safe
    With PayID, receive confirmation payments are going to the right person.

Want to know more? Check out the FAQ's

Create your PayID for a chance to win up $50,000.*

Create a PayID before 14 May 2018 for a chance to win. There is an early bird prize of $10,000 and major prize of $40,000. Entries close 14 May 2018. The more PayIDs you have with Beyond Bank the more chance you have to win.

Creating your PayID is beyond easy!

Just in 3 simple steps.

1. Login to the app (download the latest version) or internet banking 

2. Select Manage PayID's and choose Create PayID. Then enter a mobile number or email address. Select the account you would like to link the PayID to and the PayID name.

3. Enter the secure code sent to your chosen PayID and you are ready to use it.

Dowload the latest version of the app to create your PayID.

Need help creating your PayID?

Need help creating your PayID?


Award-winning mobile banking is now even better!

For the second year in a row, we have been named Canstar’s Customer Owned Institution of the Year for Mobile & Online Banking!

FAQs about PayID.

What is Osko®?

Osko® is the first service available on the New Payments Platform (NPP) and is backed by BPAY Pty Ltd. It will make sending and receiving money faster.

What is NPP?

 NPP is the acronym for the New Payments Platform which is owned and operated by NPP Australia Limited.

What is a PayID?

 PayID is an alternative way to address payments. You can use this instead of remembering or sharing your BSB and account number. A PayID can be a mobile number or email address, and for businesses can also be an ABN or Organisation ID.

How can I create my PayIDs?

Beyond Bank will launch this service in early 2018. You can create your PayIDs in our internet banking and app. Business customers will need to phone or visit us.

Which banks will be participating?

Click here to visit the full list of participating banks on the new NPP service.

How many accounts can I link to my mobile number (PayID)?

You can only link one account to your mobile number.

My partner and I have a joint account can we link separate PayIDs to this one account?

Yes, you can have more than one PayID linked to each account.

Can someone access my account using my PayID?

 No. A PayID is only used to deposit money to your account.  No-one can access your account by knowing your PayID.

How secure is Osko and PayID on the New Payments Platform? 

Osko will use the New Payments Platform, a world leading technology certified to highest data security standards and monitored 24 hours a day, 7 days a week.  All payments made on the platform are also subject to participating banks own real-time fraud screening and detection capabilities.

It will also incorporate functionality designed to reduce the risk of misdirected or fraudulent payments, enabling the sender to confirm the name of the recipient before finalising the payment to a PayID.

Terms and conditions.

*Terms and conditions apply. Competition only open to customers of Beyond Bank Australia, who create a PayID between 13 February 2018 and 14 May 2018 inclusive. There are two (2) prizes consisting of an Early Bird and Major Prize. The maximum Total Prize Value is up to $50,000. Early Bird entries close 15 March 2018 at 11 p.m. Early Bird prize of $10,000 drawn 19 March 2018. Major Prize entries close 14 May 2018 at 11 p.m. Major Prize of $40,000 drawn 16 May 2018. The prizes will be drawn at Beyond Bank Australia, Level 12, 100 Waymouth Street, Adelaide SA 5000. Winners will be notified by email or phone two business days from the date of draw as required under the relevant legislation. Authorised under NSW Permit LTPS/17/20923; ACT Permit TP17/02677; SA Permit T17/2479. Promotion terms and conditions available here. Promoter is Beyond Bank Australia. Beyond Bank Australia is a trading name of Community CPS Ltd ABN 15 087 651 143 AFSL / ACL 237856.

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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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