Key benefits.
If you’re seeking a revolving line of credit offering flexibility, value and control, our Business Overdraft could be what you need. Use the overdraft to combine your business loan and working capital requirements.¹
Great features.
Interest rates.
| New Business Variable Rate | Interest Rate (%p.a.) |
| New Business Variable Rate | 6.69% p.a. |
| Business Investment Loan - Residential Security | Interest Rate (%p.a.) |
| Variable Reference Rate | 8.19% p.a. |
| New Business Variable Rate | 6.69% p.a. |
| 1 Year - Fixed | 6.59% p.a. |
| 2 Year - Fixed | 6.59% p.a. |
| 3 Year - Fixed | 6.69% p.a. |
| 4 Year - Fixed | 6.99% p.a. |
| 5 Year - Fixed | 6.99% p.a. |
| Business Investment Loan - Commercial Security | Interest Rate (%p.a.) |
| Variable Reference Rate | 8.19% p.a. |
| Commercial Secured Variable Rate | 7.49% p.a. |
| Commercial Secured 1-Year Fixed | 7.39% p.a. |
| Commercial Secured 2 Year Fixed | 7.39% p.a. |
| Commercial Secured 3 Year Fixed | 7.49% p.a. |
| Commercial Secured 4 Year Fixed | 7.79% p.a. |
| Commercial Secured 5 Year Fixed | 7.79% p.a. |
Fees and charges.
Fees that apply
| Business Loan Establishment Fee | $595 |
| Loan Settlement Fee | $200 |
| Loan Variation Documentation Fee | $595 |
| Progress Payment Fee | $35 |
| Rate Variation Fee | $150 |
| Mortgage Discharge, Settlement or Partial Discharge Fee | $350 |
| Search Fee | $35 |
| Other (Other up-front fees including property valuation fees, progress inspection fee and other government fees and charges may also apply.) | At cost |
View our Fees and Charges Guide for the full details. Other up-front fees including government charges may apply based on the loan and application type and can be advised on application.
Who can apply?
Our Business Investment Loan is available to business customers. When you acquire this product you will automatically become a member of Beyond Bank Australia and become a part-owner of the bank.
More banking solutions.
Business Transaction Account
A simple everyday business banking account. This flexible, business transaction account offers tiered interest rates and no monthly account fee.
Find out more
Business Overdraft
If you’re seeking a revolving line of credit offering flexibility, value and control, our Business Overdraft could be what you need.
Find out more
Payment solutions for your business
Whether you have a bricks and mortar presence, or you’re e-commerce based, we have a payment solution for you.
Find out morePlease read this important information.
| Interest rates are current as at 21 May 2024 and are subject to change. | |
| A margin may apply on top of the base rate depending on the borrower and the type of security provided. | |
| 1 | Unlimited additional repayments available on Variable Rate Loans. Repay an additional $25,000 per year on any of the Fixed Rate term without fee or penalty. Additional repayments over $25,000 per year to a Fixed Rate term will result in a break cost being payable. |
| All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. | |
| All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2024. |