A car loan with maximum flexibility.
Benefits.
- If you pay out your loan early, we won’t charge fees or penalties
- Life members can take advantage of discounted interest rates and fees2
- Repay your car loan in up to seven years
- Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.
Who can apply?
This loan is available for customers aged 18 years and over. Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan. Lending criteria applies.
When you acquire this product you will automatically become a member of Beyond Bank Australia and become part-owner of the bank.
Are you a Beyond Bank Life Member?
Take advantage of discounted interest rates and fees.¹
How to apply.
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Start application
Looking to buy a car, motorcycle, caravan or boat? Start your loan application online. It takes 10 minutes. Hint: have details of your income, assets and expenses handy.
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Speak to a Lending Specialist.
Once we receive your application, a Lending Specialist will contact you to confirm eligibility, next steps and answer any questions you may have.
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Assessment & evaluation.
To assess your loan, we’ll need to verify your details and obtain supporting documents. Your Lending Specialist will advise you what is needed and keep you updated through the process.
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Approval.
The most exciting stage! If your loan is approved, it’s time to sign your loan documents and make your dreams a reality.
Interest rates.
| Fixed | Interest Rate (%p.a.) | Comparison Rate (%p.a.)* |
| Flexi Car Loan | 12.49% p.a. | 13.37% p.a. |
Fees and charges.
Fees that apply
| Loan Establishment Fee / Variation Fee (includes Security Administration Fee of $70) | $265 |
| Monthly Loan Fee2 | $9 |
View our Fees and Charges Guide for the full details of other loan fees and service fees that may apply.
Wondering how much you can borrow?
Finding it tricky to know how much you should borrow? Try out our calculator that allows you to determine exactly how much you can afford to borrow and how much you can afford to repay.
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Low Rate Car Loan
A simple car loan with a low rate. Suitable for cars under 8 years old.
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Low Rate Car Loan Special Offer
Our Low Rate Car Loan Special Offer was awarded Money Magazine's Best of the Best award for 2017 & 2018!
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Still have questions about our car loans?
Please read this important information.
| Interest rates are current as at 20 November 2024 and are subject to change. | |
| * | Comparison rates are based on a secured loan (unless otherwise indicated) of $30,000 with monthly repayments over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. |
| 1 | Eligibility criteria and maximum benefit limits apply. |
| 2 | Monthly Loan Fee. |
| All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. | |
| All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2024. |