Save your cash and pay off your loan sooner.
Benefits.
- Available for new or used vehicles manufactured within the current or previous two calendar years
- Vehicles include cars, caravans, camper trailers and motorbikes
- Flexible loan terms up to 7 years
- Borrow up to 100% of the vehicle purchase price
- Pay out your loan early with no fees
- Search for your new car with confidence with loan pre-approval
- Free online redraw1
- Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.
Who can apply?
This loan is available for customers aged 18 years and over. Must be an Australian citizen, permanent Australian resident or hold a Visa. Lending criteria applies.
When you acquire this product you will automatically become a member of Beyond Bank Australia and become part-owner of the bank.
Wondering how much you can borrow?
Finding it tricky to know how much you should borrow? Try out our calculator that allows you to determine exactly how much you can afford to borrow and how much you can afford to repay.
How to apply.
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Start application
Looking to buy a car, motorcycle, caravan or boat? Start your loan application online. It takes 10 minutes. Hint: have details of your income, assets and expenses handy.
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Speak to a Lending Specialist.
Once we receive your application, a Lending Specialist will contact you to confirm eligibility, next steps and answer any questions you may have.
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Assessment & evaluation.
To assess your loan, we’ll need to verify your details and obtain supporting documents. Your Lending Specialist will advise you what is needed and keep you updated through the process.
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Approval.
The most exciting stage! If your loan is approved, it’s time to sign your loan documents and drive away in the car of your dreams.
Interest rates.
| Fixed | Interest Rate (%p.a.) | Comparison Rate (%p.a.)* |
| Low Rate Car Loan Special Offer | 6.49% p.a. | 6.86% p.a. |
Fees and charges.
Fees that apply
| Loan Establishment / Variation Fee | $195 |
| Security Administration Fee | $70 |
View our Fees and Charges Guide for the full details of other loan fees and service fees that may apply.
Keep browsing.
Flexi Car Loan
Has a second-hand car caught your eye? Our Flexi Car Loan might be perfect.
Learn more
Low Rate Car Loan
A simple car loan with a low rate. Suitable for cars under 8 years old.
Learn moreUseful links.
Still have questions about our car loans?
Please read this important information.
| Interest rates are current as at 6 December 2023 and are subject to change. | |
| ^ | Our Low Rate Car Loan Special Offer is only available for the purchase of new or used cars, caravans, camper trailers, marine craft and motorbikes manufactured within the current or previous two calendar years where the minimum new borrowing amount is $5,000 and where the loan amount does not exceed the purchase price. No package benefits or further discounts will apply. |
| * | Comparison rates are based on a secured loan (unless otherwise indicated) of $30,000 with monthly repayments over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. |
| 1 | Minimum redraw amount is $500. Free redraw in-advance amounts at any time through Internet Banking and Mobile Banking. Fees apply for staff-assisted redraw. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount. |
| All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. | |
| All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2024. |