Working with you for your community.
The Community Account is part of our ongoing commitment to support not-for-profit organisations, clubs, causes and Certified B Corp businesses.
We understand that every dollar counts, and the Community Account is designed with that in mind.
Key Benefits.
Who is this account for?
This account is available for community groups, not-for-profit organisations and certified B Corp businesses. When you acquire this product you will automatically become a member of Beyond Bank Australia and become a part-owner of the bank.
Interested in applying?
Chat with one of our Community Development Managers to get started.
Interest rates.
| Community Account | Rate p.a. |
| $0 - $4,999 | 0.01% p.a. |
| $5,000 - $49,999 | 0.50% p.a. |
| $50,000 - $99,999 | 1.00% p.a. |
| $100,000 plus | 1.25% p.a. |
Interest is calculated daily on portions of the balance within each tier and paid monthly. Interest rates are subject to change without notice.
Fees and charges.
Fees that don't apply
| Monthly account keeping fee | Free |
| Osko/Pay ID fee | Free |
| BPAY fee | Free |
| Branch over the counter cash withdrawals | Free |
| ATM withdrawals^ | Free |
| Visa purchases | Free |
| EFTPOS purchases | Free |
| Transactions performed via Internet, Mobile or Telephone Banking | Free |
^Withdrawals and enquiries at Australian and overseas ATMs may incur an ATM operator fee charged by the ATM operator.
Fees that apply
| Transaction | Fee each |
| Declined ATM, EFTPOS or Visa debit transactions~ – one free per relationship per month then: | $0.40 |
| Visa debit card overseas ATM withdrawals | $4.50 |
| International Transaction Fee⁴ | 3.0% of the value of the transaction |
| Bank@Post deposits | $2.00 |
| Bank@Post withdrawals | $4.50 |
| TEXT ME! Fee³ | $0.26 |
View our Fees and Charges Guide for the full details of other transaction and service fees that may apply.
Please read this important information.
| Interest rates are current as at 9 October 2024 and are subject to change. | |
| ∼ | A declined transaction occurs in the following circumstances: (customers over the age of 70 years are exempt) |
| 1 | Excluding overseas ATM, cash advance and declined withdrawals. Excludes Bank@Post withdrawals. Withdrawals and enquiries at Australian ATMs may incur an ATM operator fee charged by the ATM operator. |
| 2 | Excluding special offers and negotiated term deposit interest rates. |
| 3 | TEXT ME! Fees are not inclusive of 2nd factor secure sms authentication messages. For more details, view our Fees and Charges Guide. |
| 4 | This fee is payable when you use your Visa Credit Card, Visa Debit Card or Visa Prepaid Card to make a transaction: |
| Terms, conditions, lending criteria, fees and charges apply. For full details please review our Financial Services Guide, Product Guide, Fees and Charges Guide and Target Market Determinations. These are available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. They will also be provided at the time of acquiring any product. | |
| This information is of a general nature only and does not take into consideration your objectives, financial situation or needs. The information must not be relied upon as financial product advice. Before acquiring any product you should read the relevant guides, Product Disclosure Document, and consider whether a product is suitable for your circumstances to decide if a product is right for you. | |
| Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2024. |