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For and with you
Help & Contact

Financial abuse.

What to do if you’re experiencing financial abuse

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  •  If you’re in immediate danger, please call the police on 000

How to safely contact us.

Call us
Monday - Friday 8.00am - 8.00pm, Saturday 9.00 - 3.00pm ACDT excluding national public holidays.
Call 13 25 85
Schedule a call
Arrange a call from us to discreetly discuss your situation at a time that works for you.
Book call
Visit a branch
We have branches in ACT, NSW, SA, VIC and WA.
Find a branch
Send a secure message
Send a secure message via the Mobile App or Internet Banking.
How to send a secure message
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How we can help.

We care about what you're going through.
We understand how hard it can be to speak up and seek help for financial abuse. When you talk to a member of our team, either in branch or over the phone, you will be treated with respect and kindness. Your privacy and safety are our top priority.
 

Working with you to improve your situation.
Our team will work with you to protect and manage your money so that you can safely rebuild long-term financial independence.  

Connecting you to additional support.
We can assist you and your family in finding the right support for your situation in your state or territory.
 

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Need a safe space to meet with someone?

You can book a private room at a Beyond Bank branch to organise a meeting with a financial counsellor, social worker, lawyer, or other support provider. Simply reach out to a branch close to you and ask to set up a ‘safe haven’ space.

More confidential support is available.

Need a translator or interpreter? Call the Translating and Interpreting Service (TIS National) on 131 450, let them know your preferred language, and ask them to contact one of the numbers below.  

Domestic and family violence

1800 RESPECT  
 
Family Relationship Advice Line 
  • Call 1800 050 321 (8am to 8pm, Monday to Friday 
  • 10am to 4pm, Saturday local time. Closed Sundays and national public holidays) 
  • Visit website 

Elder financial abuse

National Elder Abuse Phone Line 
  • Call 1800 353 374 
  • Note: this number redirects you to the phone line in your state or territory. Operating hours and services vary. 
 
Compass: Guiding Action on Elder Abuse 

Disability financial abuse

The National Disability Abuse and Neglect Hotline 

24/7 crisis support

Lifeline 
 
National Debt Helpline 
 
If you are in immediate danger, call 000

What is financial abuse?

Financial abuse is when someone takes away your access to money, manipulates your financial decisions, or uses your money, property, or assets without your knowledge or consent. 

Financial abuse can happen to anyone, at any stage of life. However, there are some people in our community who are more vulnerable than others, including:  

  • Older Australians  
  • People with a mental or physical disability 
  • People experiencing emotional challenges or who are socially isolated 
  • People in an unhealthy relationship or who are separating from their partner  

Often, financial abuse is perpetrated by a person in a position of trust, like a family member, carer or friend, making it difficult to identify or talk about. 


Signs of financial abuse: 

While no two cases of financial abuse are the same, there are some common behaviours to look out for. 

Control

Consent

  • Limits your access to bank accounts, cards or cash
  • Monitoring your spending and making you ask permission to spend your own money
  • Refuses to contribute to shared costs or pay child support  
  • Using your money without your permission
  • Selling your property or belongings without your permission
  • Creating debts in your name
  • Doesn’t act in your best interests as your power of attorney  

Pressure

Abuse

  • Preventing you from working or studying 
  • Pressuring someone to become a guarantor or joint borrower
  • Making you lend or give people your money or belongings  
  • Forces you to sign documents you don’t understand or pressures you to change your will 
  • Sending you money with abusive messages in the description
  • Making demands for more money
  • Hurts or punishes you if you don’t give them money
  • Makes you feel stupid or that you can’t be trusted with money 

 

It's important to note that financial abuse often occurs slowly, over time and may be difficult to spot. If you are unsure if you are experiencing financial abuse, we still encourage you to give us a call. We can help you better understand the situation you are in.  

Experiencing financial difficulty or stress?

If you are a Beyond Bank customer experiencing financial difficulty or stress, but not due to financial abuse, we can still help you figure out what to do.

Preventing financial abuse.

There are some small changes you can make today to help protect yourself or a loved one from financial abuse. Click the link to find to find out how to make the change yourself or you can phone us for help on 13 25 85. 

 

Don't share your PIN and password.

You can easily update your card PIN number through our App or your account passwords through Internet Banking. 

How to update your PIN

How to set a secure password for your account 


Open your own bank account.

Even if you are with a loving partner, it is important to have an account that only you can access with some money saved for emergencies. 

Open a new account with Beyond Bank 

How to save for an emergency fund 

The risks and benefits of joint accounts 


Monitor your money.

Regularly review your accounts, debts and investments (including those that are joint).

Use our Budget Planner

Book a Banking Review 

Speak to a Financial Planner 


Stay scam-aware.

Learn how to spot and avoid a scam.  

Common types of scams 

Warning signs of a scam


Report abusive messages.

You deserve to feel safe online. Contact us to report offensive messages received as a payment description via our App. 

Ways to contact us


Ensure your contact details are current and up to date.

You can do this via Internet Banking, by calling us, or by visiting a branch. 

How to update your details via Internet Banking

Request a confidential call.

If you’d like us to call to discreetly discuss your situation, complete the form below. We will contact you at a time and date that is safe for you.

If you’d like us to call to discreetly discuss your situation, complete the form below. We will contact you at a time and date that is safe for you.

Unfortunately, we are unable to contact you on Sundays or Public Holidays. We are available to call from Monday - Friday 8am - 8pm, Saturday 9am - 3pm ACST.

Unfortunately, we are unable to contact you on Sundays or Public Holidays. We are available to call from Monday - Friday 8am - 8pm, Saturday 9am - 3pm ACST.