What kind of home loan are you searching for?
First home buyer
First time buying a home? Pretty exciting isn’t it? We’ll help you to understand the home loan process so that you can decide with confidence.
Find out more
Refinancing
If you’re looking around for a new home loan, you might be surprised at how much you’ll save by switching to a Beyond Bank home loan.
Find out more
Investment property
Buying an investment property is a great way to build your portfolio. Talk to our loan specialists and discover the benefits of our Investment Loan.
Find out morePre-qualify for your home loan.
Complete our pre-qualification and learn how much you can borrow to buy, refinance or invest.
Discover which home loan best suits your budget
What are the next steps?
Digital and service excellence awards.
As a customer-owned bank, delivering the best possible experience to our customers is one of the core foundations of Beyond Bank, and we have the awards to prove it.
Roy Morgan Customer Satisfaction Awards - Bank of the Year 2022
Canstar's Customer Owned Bank of the Year, Digital Banking 2015 - 2023
Canstar's Customer Owned Bank of the Year, Most Satisfied Customers 2023
Forbes World's Best Banks for 2023
Please read this important information.
| Interest rates are applicable to new loan applications received from 21 May 2024 and are subject to change without notice. Borrowers who acquired or applied for these products before this date may have a different interest rate. | |
| Lenders' Mortgage Insurance may be payable, and if applicable, added to the cost of the loan. | |
| Terms, conditions and eligibility criteria apply, including minimum lending amounts. Full details are available on application. | |
| LVR means Loan to Value Ratio. We calculate your LVR and determine your eligibility for this rate when we assess your loan. A higher LVR may result in a different interest rate. | |
| Minimum redraw amounts may apply. Free redraw in-advance amounts at any time through Internet Banking and Mobile Banking. Fees apply for staff-assisted redraw. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount. | |
| Please note that transfers made on Internet Banking and Mobile Banking can take up to 24 hours to process. For immediate transfers please call us on 13 25 85 or visit a branch. | |
| Comparison rates are based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. | |
| Unlimited additional repayments available on Variable Rate Loans. Repay an additional $25,000 per year on any of the Fixed Rate term without fee or penalty. Additional repayments over $25,000 per year to a Fixed Rate term will result in a break cost being payable. | |
| Calculator by Widget Works. | |
| All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. | |
| All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2024. |