We've got your back.
For and with first home buyers.
However close you are to buying your first home, we’re here to help with the hard stuff so you can celebrate your milestone moment with confidence.
Visit the First Home Buyers Hub Talk to a Lending Specialist
Compare popular home loans.
These are owner occupied loans. We also have Investment Loans and Building Loans
What are the next steps?
Recommended blog posts.
We're owned by customers, not corporations.
As a 100% customer-owned bank, our profits go towards things that matter to you, like competitive rates, fairer fees, local customer service and supporting community groups in your area. Plus, as a Certified B Corp bank, you can trust that we use our business as a force for good, too.
Digital and service excellence awards.
As a customer-owned bank, delivering the best possible experience to our customers is one of the core foundations of Beyond Bank, and we have the awards to prove it.
Roy Morgan Customer Satisfaction Awards - Bank of the Year 2020 & 2022
Canstar's Customer Owned Bank of the Year, Digital Banking 2015 – 2024
Canstar's Customer Owned Bank of the Year, Most Satisfied Customers 2023
Still have questions about our home loans?
Please read this important information.
| Interest rates are applicable to new loan applications received from 10 December 2024 and are subject to change without notice. Borrowers who acquired or applied for these products before this date may have a different interest rate. | |
| Lenders' Mortgage Insurance may be payable, and if applicable, added to the cost of the loan. | |
| Terms, conditions and eligibility criteria apply, including minimum lending amounts. Full details are available on application. | |
| LVR means Loan to Value Ratio. We calculate your LVR and determine your eligibility for this rate when we assess your loan. A higher LVR may result in a different interest rate. | |
| Minimum redraw amounts may apply. Free redraw in-advance amounts at any time through Internet Banking and Mobile Banking. Fees apply for staff-assisted redraw. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount. | |
| Please note that transfers made on Internet Banking and Mobile Banking can take up to 24 hours to process. For immediate transfers please call us on 13 25 85 or visit a branch. | |
| Comparison rates are based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. | |
| Unlimited additional repayments available on Variable Rate Loans. Repay an additional $25,000 per year on any of the Fixed Rate term without fee or penalty. Additional repayments over $25,000 per year to a Fixed Rate term will result in a break cost being payable. | |
| Calculator by Widget Works. | |
| All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. | |
| All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2024. |