We believe choosing the right Building Loan should be simple.
Beyond Bank Building Loan can be customised to suit your needs and comes with structured progress payments which ensure you only pay interest on the funds you need.
Benefits.
- Borrow up to 90% of the completed value of the security property1
- Loan terms up to 30 years. Maximise your loan term and minimise your regular repayments
- Interest only repayments apply during the construction period, helping you keep your ongoing costs at a minimum
- Build to live or build to invest - both owner occupied and investment purposes are available
- Make additional repayments2
- Home Guarantee Scheme available
- Parent equity available.
Interest rates.
| Total Home Loan Package | Interest Rate (%p.a.) | Comparison Rate (%p.a.)* |
| Total Home Loan Package - Building Loan LVR ≤80% | 6.44% p.a. | 6.85% p.a. |
| Total Home Loan Package - Building Loan LVR >80% - ≤90% | 6.64% p.a. | 7.05% p.a. |
| Investment Loan | Interest Rate (% p.a.) | Comparison Rate (% p.a.)* |
| Total Home Loan Package Building Investment Loan LVR ≤80% | 6.74% p.a. | 7.15% p.a. |
| Total Home Loan Package Building Investment Loan LVR >80% - <90% | 7.69% p.a. | 8.09% p.a. |
Fees and charges.
Fees that apply.
| Building Loan Establishment Fee | $890 |
| Annual Package Fee | $395 |
| Search Fee | $35 |
| Valuation Fee | At cost^ |
| Registration of Mortgage | At cost |
| Lenders Mortgage Insurance | At cost |
View our Fees and Charges Guide for the full details. Other up-front fee include government charges may apply based on the loan and application type and can be advised on application.
View our Fees and Charges Guide for the full details of other transaction and service fees that may apply.
Ready to apply?
It’s simple really. Make this home loan yours in as little as 15 minutes with our online application form.
Not ready to apply?
Chat with one of our experienced Mobile Lenders at a time and place that suits you.
Still have questions about our home loans?
Please read this important information.
| Interest rates are applicable to new loan applications received from 10 December 2024 and are subject to change without notice. Borrowers who acquired or applied for these products before this date may have a different interest rate. | |
| * | Comparison rates are based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. |
| 1 | Lenders' Mortgage Insurance is required when the loan is greater than 80% of the value of the security property. This may vary based on the location of the property. |
| 2 | Unlimited additional repayments available on Variable Rate Loans. Repay an additional $25,000 per year on any of the Fixed Rate term without fee or penalty. Additional repayments over $25,000 per year to a Fixed Rate term will result in a break cost being payable. |
| All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. | |
| All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2024. | |
| Progress inspections are required throughout the building process. The Building & Bridging Loan Establishment fee covers up to 7 progress payment fees and 2 progress inspection fees. Additional fees may apply of these limits are exceeded. | |
| ^ | Initial valuation costs up to $300 are not payable. Valuation costs that exceed this amount will be payable and disclosed as part of your loan contract. |