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For and with you
Lending

First Home Buyers.

At Beyond Bank, we understand the first home buyer market and we are here to help. Chat with one of our Lending Specialists to discover which loan may suit you best.

Talk to a Lending Specialist Steps to buying your own home
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What's the best home loan for me?

Buying your first home is one of the most important decisions you’ll make, so it’s essential to find a home loan that you’re comfortable with and has the flexibility to grow with you. Did you know that as a Beyond Bank customer we can help you buy a home with:

A home loan that has the flexibility to grow with you.
Parent equity option (all you need is a parent willing to “guarantee” part of your loan).
We can also lodge your First Home Owner Grant application.

Compare home loans.

First Home Buyers Package
6.29% p.a. Interest Rate.
6.64% p.a. Comparison Rate.*

First Home Buyer Total Home Loan Package Variable^, Principal and Interest, LVR ≤ 95%.

  • 100% mortgage offset account.
  • Borrow up to 95% of the value of the property.
  • Only available to borrowers participating in the Home Guarantee Scheme.
Learn more Apply now
Purple Basic Variable Home Loan
6.49% p.a. Interest Rate.
6.52% p.a. Comparison Rate.*

Purple Basic Variable Home Loan. Owner occupied, principal & interest, LVR <=90%. Conditions apply.

  • Borrow up to 90% of the value of the security property.
  • Loan terms up to 30 years.
  • Make additional principal and interest repayments without penalty.
Learn more Apply now
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An expert guide to buying a new home.

Our First Home Buyer's Guide takes you through each step in the home-buying journey, from saving for a house deposit and researching the market through to settlement. Download it here or book in with one of our Lending Specialists for advice and tips tailored to you. 

Download the First Home Buyer's Guide

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Request a free property report.

Seen a great house but not sure what it’s worth? Find out how much your current or potential dream home is worth with our free property report.

Request a report

Bank with Australia’s best.

We are proud to be ranked one of the top banks in Australia in Forbes 2023 World’s Best Banks. This was based on key metrics such as trust, fees, digital services and financial advice.

Still have questions about first home loans?

Calculators.
Want to figure out your budget? Check out our savings and interest calculator, home loan repayment calculator and stamp duty calculator.
All home loan calculators
FAQs
Visit the first home buyer's most frequently asked questions.
See FAQs
Live Chat.
Our live chat is available Monday to Friday 9.00am - 6.00pm ACST and Saturday 9.00am - 3.00pm ACST.
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