Why pre-qualify?
Pre-qualification gives you a fast indication about your borrowing position. It is one of the earliest steps in your house-hunting journey and allows you to enter the market with confidence.
What does pre-qualification involve?
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Get prepared.
Gather your info - we’ll need to know how much you want to borrow, how much you have saved, and details of your income and expenses. -
Pre-qualify in 10 minutes.
Pre-qualification helps you understand your borrowing position before you apply for a loan. You can save your details, and return to the results at any time. -
We’ll be in touch!
If you’re ready to apply, one of our home loan specialists will contact you within two business days and walk you through the next steps.
Ready to pre-qualify?
Complete our pre-qualification and learn how much you can borrow to buy, refinance or invest.
Frequently Asked Questions.
You can pre-qualify for a Beyond Bank home loan if you are:
- 18+ years of age
- An Australian citizen or permanent resident
- Receive a regular income
- Looking to buy your first home, next home, build or refinance your property.
To pre-qualify for a home loan, please have the following information handy:
- Details of the property you are looking to buy, build or refinance. This includes the:
- Purchase price
- Build cost
- Value of the property
- Your contribution (to cover deposit and buying costs).
- Details of your:
- Income
- Monthly living expenses
- Property assets
- Existing loans.
You can formally apply for a Beyond Bank home loan by:
- applying online from the comfort and convenience of your home
- calling our Customer Relationship Centre on 13 25 85 during business hours
- contacting one of our Mobile Lenders, or
- visiting one of our local branches around the country.
Discover our home loans.
Home loans don’t need to be hard. First Home Buyers, Upgraders, Refinancers or Investors, no matter where you’re at in your property journey, we make it easy to achieve your goals.
Need help choosing? Book with a Lending Specialist.
Why Beyond Bank?
Beyond Bank is 100% owned by its customers, with our profits going towards competitive rates, fairer fees, top-notch customer service and supporting local community groups. Plus, as a B Corp certified bank, you can trust we're using our resources to support social and environmental good.
Still have questions about our home loans?
Please read this important information.
| All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. | |
| All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2024. |