Key features.
Investing? Check out our Investment Loans and you can enjoy loan flexibility.
More benefits.
A Beyond Bank Investment Loan offers everything you need for purchasing an investment property. Enjoy flexibility with the following available options:
- loan terms up to 30 years. Maximise your loan term and minimise your regular repayments
- flexible principal and interest repayment options. You choose when, how and how much you pay.
- make extra repayments to your loan anytime3
- option to redraw any extra repayments you have made.4
Key steps to buying an investment property.
We’re guessing you’ve already done a bit of research so you probably know there are several steps to buying an investment property including:
- Understanding how property investing works. For example, negative gearing and how it might affect your tax.
- Setting a budget
- Saving your deposit
- Doing your suburb and property research
- Applying for a loan
- Settlement.
Discover which investment loan best suits your budget.
Request a free property report.
Thinking about which suburbs might provide the best investment returns, or spotted a great property but not sure what it’s worth? Find out with our free property or suburb report.
Ready to apply?
It’s simple really. Make this home loan yours in as little as 15 minutes with our online application form.
Not ready to apply?
Chat with one of our experienced Mobile Lenders at a time and place that suits you.
Digital and service excellence awards.
As a customer-owned bank, delivering the best possible experience to our customers is one of the core foundations of Beyond Bank, and we have the awards to prove it.
Roy Morgan Customer Satisfaction Awards - Bank of the Year 2022
Canstar's Customer Owned Bank of the Year, Digital Banking 2015 - 2023
Canstar's Customer Owned Bank of the Year, Most Satisfied Customers 2023
Forbes World's Best Banks for 2023
Still have questions about our home loans?
Please read this important information.
| Interest rates are applicable to new loan applications received from 21 May 2024 and are subject to change without notice. Borrowers who acquired or applied for these products before this date may have a different interest rate. | |
| * | Comparison rates are based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. |
| ^ | Available for new loans where the minimum borrowing amount is $150,000, or increases to existing loans where the increased borrowing amount is $50,000 or more and, in all cases, where the LVR (Loan to Value Ratio) does not exceed 60%. We calculate your LVR and determine your eligibility for this rate when we assess your loan. Rates may differ for existing borrowers. No package or other discounts apply to the advertised rate. This offer is available for a limited time only and may be varied, withdrawn, or replaced at any time in Beyond Bank’s sole and absolute discretion. |
| The following loans are ineligible for this offer: Building/Construction, Parent Equity, Interest Only. | |
| 2 | Lenders' Mortgage Insurance is required when the loan is greater than 80% of the value of the security property. This may vary based on the location of the property. |
| 3 | Unlimited additional repayments available on Variable Rate Loans. Repay an additional $25,000 per year on any of the Fixed Rate term without fee or penalty. Additional repayments over $25,000 per year to a Fixed Rate term will result in a break cost being payable. |
| 4 | There is no minimum redraw amount. Free redraw in-advance amounts at any time through Internet Banking and Mobile Banking. Fees apply for staff-assisted redraw. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount. |
| Please note that transfers made on Internet Banking and Mobile Banking can take up to 24 hours to process. For immediate transfers please call us on 13 25 85 or visit a branch. | |
| Lenders' Mortgage Insurance may be payable, and if applicable, added to the cost of the loan. | |
| Terms, conditions and eligibility criteria apply, including minimum lending amounts. Full details are available on application. | |
| Calculator by Widget Works. | |
| All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. | |
| All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2024. |