Why choose Beyond Bank Comprehensive Motor Insurance?
Find the cover that’s right for you.
Beyond Bank Motor Insurance has a great range of features and benefits designed to suit your needs.
Comprehensive Motor Insurance.
- Allianz’s highest level of cover for your vehicle
- Cover for fire, theft, accidents, malicious damage and legal liability costs
- Covers your vehicle, plus damage you cause to other people’s vehicles or property
Third Party Property Damage Motor Insurance.
- Covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident that’s partly or fully your fault
- Approved legal liability costs
- Your own vehicle isn’t covered by this type of insurance
Motor Insurance product comparison.
Beyond Bank Motor Insurance has a great range of features and benefits designed to suit customers with different needs. With a 24/7 online claims lodgement service, a monthly payment option4 and a choice between Comprehensive and Third Party Property Damage cover, Beyond Bank Motor Insurance gives you the flexibility so you can choose to manage your car insurance in a way that suits you.
| Key benefits | Comprehensive Insurance | Third Party Property Damage |
| Accidental loss of or damage to your vehicle |  |  |
New for old replacement after a total loss will be for a vehicle of the same make, model, engine size, features and paint type if:
| | |
| Legal liability cover is for loss or damage you cause to other people's cars or property and for supplementary bodily injury arising out of a single accident or a series of related events. - Up to $20 million | | |
| Approved legal costs arising from a claim for liability covered by the policy | | |
| Emergency repair costs after an accident - Up to $500 for any one covered accident | | |
| Rental car after theft of your vehicle - $100 per day limit, up to 30 days3 | | |
| Towing after a covered incident | | |
| Temporary cover on replacement vehicle - Up to 14 days | | |
| Trailer and caravan cover - $1,000 or market value, whichever is less | | |
| Legal liability cover for a substitute vehicle | | |
| Cover for personal items in your vehicle - Up to $1,000 for any one incident | | |
| Emergency accommodation and travel expenses after a covered accident, provided that your vehicle was more than 100 km from where it’s normally parked at night. - Up to $1,000 for any one incident | | |
| Transportation costs if your vehicle can’t be safely driven home after a covered accident. - Up to $500 for any one incident | | |
| Lock re-keying/re-coding if the keys to your vehicle are stolen - Up to $1,000 for any one incident | | |
| Child seat or baby capsule replacement after an accident - Up to $500 for any one covered accident | | |
| Optional cover (extra cost) | ||
| Rental car after an accident, where available3 - $100 per day limit, up to 30 days | | |
| Basic excess removal for windscreen claims If the broken windscreen is the only damage to your vehicle, you can get one replacement and two repairs in any period of insurance | | |
| Cover for tools of trade - Up to $3,000 for any one incident | | |
| Named driver option - Optional excess | | |
This is a summary only. For information on what’s covered and what’s not covered and the standard terms, conditions, limits and exclusions of cover, see the relevant Product Disclosure Statement.
How to claim.
To lodge a car insurance claim:
Online or over the phone, any time.
A convenient way to lodge a car insurance claim is via the online claim form.
All you need to do is complete the online claim form and a friendly claims consultant will contact you as soon as possible.
- Secure form
- No phone queues
- Immediate confirmation number for your reference.
You can also call 1300 555 030 and a consultant will help you commence the claims process.
Comprehensive Motor Insurance FAQs.
Comprehensive Motor Insurance covers your vehicle, plus damage you cause to other people’s vehicles or property. It doesn’t cover your liability to pay compensation if you cause injury to another person. Get a quote.
Comprehensive Motor Insurance isn’t mandatory in Australia but there are benefits to having it. If you choose not to take out Comprehensive Motor Insurance and you or the driver of your vehicle is at fault in an accident, you’ll be responsible for the cost of any damage to your own vehicle as well as for the damages caused to any third party property.
Did you purchase your vehicle with a loan?
Some financial institutions might require you to have Comprehensive Motor Insurance if you took out a loan to purchase your vehicle.
Beyond Bank Comprehensive Motor Insurance provides cover for accidental loss or damage to your vehicle, as well as your legal liability for the damage you cause to other people’s vehicles or property. Some examples of loss or damage to your vehicle covered by this insurance include:
- Motor accidents such as a collision with another vehicle
- Theft
- Fire damage
- Storm damage
- Hail damage
- Damage while your vehicle is parked
For more information, see the relevant PDS.
If you’re driving another person’s vehicle, you should always check their insurance policy details to confirm whether you’re covered. You won’t be covered by your Beyond Bank Comprehensive Motor Insurance policy when you’re driving someone else's vehicle.
When you purchase Comprehensive Motor Insurance, it doesn’t include CTP. CTP, also known as a Green Slip in NSW, covers your liability and the liability of anyone else who drives your vehicle for injuries you may have caused to other road users in a motor accident. CTP doesn't provide cover for any damage you cause to other people's vehicles or property.
Please read this important information.
| *Competition open to Australian residents over the age of 18 who purchase a new Beyond Bank Home and Contents, Landlord or Comprehensive Motor Insurance policy from 01/10/24 to 31/12/24. Contents only policies are not eligible for entry. Prize is drawn on 12/02/24 at Anisimoff Legal, 3 Amy Close, Wyong NSW 2259 Australia. Winner’s name published on the Beyond Bank website at beyondbank.com.au/competition within 7 (seven) days of the draw. Authorised under NSW Authority No. TP/ 01386, ACT Permit No. TP24/ 02185, SA Permit No. T24/ 1668. Promotion terms and conditions available at beyondbank.com.au/competition. Promoter is Beyond Bank Australia. | |
| Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL No 234708. Travel insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), for the insurer Allianz. Terms, conditions, exclusions, limits and applicable sub-limits apply. | |
| We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available from beyondbank.com.au/about-us/corporate-governance/disclosures. The relevant Target Market Determination is available by calling 13 25 85. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services. | |
| If you obtain or purchase insurance through our website you also agree to have received our Financial Services Guide (FSG) which is available from our website. | |
| 1 | Minimum premiums. |
| 2 | The online discount applies when you quote and buy a new Comprehensive Motor Insurance policies only. Any online discounts offered are applied to Allianz’s standard rates, excluding optional covers, and are for the first year’s premium only, unless otherwise stated. Promotional or other discounts may apply from time to time for customers who apply for insurance using other methods. |
| 3 | Allianz will extend your rental car or daily travel allowance period to the extent that Allianz caused or contributed to the delay in repairing your vehicle. |
| 4 | Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply. |