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Insurance

Motor Insurance.

Beyond Bank Motor Insurance has a great range of features and benefits designed to suit customers with different needs.

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Why choose Beyond Bank Comprehensive Motor Insurance?

Up to 10% discount on your first year’s premium when you quote and buy a new comprehensive motor insurance policy online. ¹ ²
You can make a claim online or call 1300 555 030 for claims service 24 hours, 7 days a week.
You may be able to increase your excess to reduce your premium.¹
Rental car for up to 30 days³ if your car is stolen ($100 per day limit).

Find the cover that’s right for you.

Beyond Bank Motor Insurance has a great range of features and benefits designed to suit your needs.

Comprehensive Motor Insurance.

  • Allianz’s highest level of cover for your vehicle
  • Cover for fire, theft, accidents, malicious damage and legal liability costs
  • Covers your vehicle, plus damage you cause to other people’s vehicles or property
Find out more

Third Party Property Damage Motor Insurance.

  • Covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident that’s partly or fully your fault
  • Approved legal liability costs
  • Your own vehicle isn’t covered by this type of insurance
Find out more

Motor Insurance Product Comparison.

Beyond Bank Motor Insurance has a great range of features and benefits designed to suit customers with different needs. With a 24/7 online claims lodgement service, a monthly payment option4 and a choice between Comprehensive and Third Party Property Damage cover, Beyond Bank Motor Insurance gives you the flexibility so you can choose to manage your car insurance in a way that suits you.

Key benefits Comprehensive CoverThird Party Property Damage Cover
Accidental loss of or damage to your vehicle  
New for old replacement after a total loss will be for a vehicle of the same make, model, engine size, features and paint type if:
  • you bought your vehicle new, or as a demonstrator model, from the manufacturer or their dealer
  • your vehicle is less than two years old from its first registration at the time it’s declared a total loss
  • where relevant, your financier has given its written consent
  • a new replacement vehicle is available in Australia
  
Legal liability cover is for loss or damage you cause to other people's cars or property and for supplementary bodily injury arising out of a single accident or a series of related events. - Up to $20 million  
Approved legal costs arising from a claim for liability covered by the policy  
Emergency repair costs after an accident - Up to $500 for any one covered accident  
Rental car after theft of your vehicle - $100 per day limit, up to 30 days3  
Towing after a covered incident  
Temporary cover on replacement vehicle - Up to 14 days  
Trailer and caravan cover - $1,000 or market value, whichever is less  
Legal liability cover for a substitute vehicle  
Cover for personal items in your vehicle - Up to $1,000 for any one incident  
Emergency accommodation and travel expenses after a covered accident, provided that your vehicle was more than 100 km from where it’s normally parked at night. - Up to $1,000 for any one incident  
Transportation costs if your vehicle can’t be safely driven home after a covered accident. - Up to $500 for any one incident  
Lock re-keying/re-coding if the keys to your vehicle are stolen - Up to $1,000 for any one incident  
Child seat or baby capsule replacement after an accident - Up to $500 for any one covered accident  
Optional cover  
Rental car after an accident, where available3 - $100 per day limit, up to 30 days  
Basic excess removal for windscreen claims
If the broken windscreen is the only damage to your vehicle, you can get one replacement and two repairs in any period of insurance		  
Cover for tools of trade - Up to $3,000 for any one incident  
Named driver option  
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This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement.

How to lodge a claim.

How to make a Motor Insurance Claim.

Do what you reasonably can to prevent any further loss, damage, or liability.

Tell the police as soon as reasonably possible about any malicious damage, theft, attempted theft, burglary, or loss of insured property.

Start your Motor Insurance claim online 24/7

Complete the secure online claim form, and a friendly claims representative will contact you as soon as possible to discuss the next steps.

Alternatively, you can contact the Claims Call Centre on 1300 555 030 to submit your claim.

The claims consultant will help you through the motor insurance claims process.

Please read this important information.

  
 

Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL No 234708. Travel insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), for the insurer Allianz. Terms, conditions, exclusions, limits and applicable sub-limits apply.

 

We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available from beyondbank.com.au/about-us/corporate-governance/disclosures. The relevant Target Market Determination is available by calling 13 25 85. If you purchase this insurance, we will receive a commission that is a percentage of the premium.   Full details of the commission are set out in the Financial Services Guide. Ask us for more details before we provide you with services.

 

If you obtain or purchase insurance through our website you also agree to have received our Financial Services Guide (FSG) which is available from our website.

1

Minimum premiums.
Where discounts are applied, your premium is subject to rounding. If more than one discount applies, they’re applied in a predetermined order, so the later discounts apply to the amount already reduced by the earlier discounts instead of the total amount. Discounts do not apply to government taxes and charges. 

Most discounts won’t apply below the minimum amount payable for the policy.

2

Online Discount.
The online discount applies when you quote and buy a new Comprehensive Motor Insurance policies only. Any online discounts offered are applied to Allianz’s standard rates, excluding optional covers, and are for the first year’s premium only, unless otherwise stated. Promotional or other discounts may apply from time to time for customers who apply for insurance using other methods.

3

Rental Car
Allianz will extend your rental car or daily travel allowance period to the extent that Allianz caused or contributed to the delay in repairing your vehicle.

4

Instalment Premiums
If you choose to pay your premium by instalments, you do not pay us any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.