Is Third Party Property Damage Motor Insurance right for you?
Third Party Property Damage Motor Insurance covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident that’s partly or fully your fault.
| Included benefits | Third Party Property Damage |
| Legal liability cover for loss or damage to other people’s property and for supplementary bodily injury – up to $20 million |  |
| Legal liability cover when using a substitute vehicle | |
| Approved legal costs from a legal liability claim that’s covered by the policy | |
| Uninsured Motorist Extension, covers for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle - up to $5,000 for any one incident | |
| Not included | |
| Cover for accidental loss of or damage to your vehicle |  |
| Fire and theft cover isn’t included | |
| Compulsory Third Party (CTP) Insurance is a different type of insurance that’s not included | |
This is a summary only. For information on what’s covered and what’s not covered and the standard terms, conditions, limits and exclusions of cover, see the relevant Product Disclosure Statement.
How to claim.
To lodge a car insurance claim:
Online or over the phone, any time.
A convenient way to lodge a car insurance claim is via the online claim form.
All you need to do is complete the online claim form and a friendly claims consultant will contact you as soon as possible.
- Secure form
- No phone queues
- Immediate confirmation number for your reference.
You can also call 1300 555 030 and a consultant will help you commence the claims process.
FAQs for Third Party Property Damage Motor Insurance.
Third Party Property Damage (TPPD) Motor Insurance covers damage you cause to other people's vehicles and property while using your vehicle. This includes the cost of the damage and reasonable approved legal costs arising from a covered accident.
TPPD Motor Insurance doesn’t cover damage caused to your own vehicle, fire, theft, or injury you cause to other people.
If you want to cover your vehicle from accidental loss or damage, you might consider Comprehensive Motor Insurance.
For more information on Third Party Property Damage Motor Insurance, see the relevant PDS.
Yes, if you lodge a claim on your Third Party Property Damage Motor Insurance policy you’ll have to pay an excess. Check your policy schedule to see any applicable excesses.
You can’t register a vehicle in Australia without Compulsory Third Party (CTP) insurance, also known as a Green Slip in NSW. When driving your vehicle, CTP covers your liability for injuries you or other drivers of your vehicle cause to other road users. CTP insurance doesn’t cover damage to property.
Beyond Bank Third Party Property Damage Motor Insurance provides you with cover for loss or damage you cause to other people’s vehicles or property, while using your vehicle.
Neither CTP Insurance nor Third Party Property Damage Motor Insurance covers damage to your own vehicle.
Please read this important information.
| Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL No 234708. Travel insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), for the insurer Allianz. Terms, conditions, exclusions, limits and applicable sub-limits apply. | |
| We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available from beyondbank.com.au/about-us/corporate-governance/disclosures. The relevant Target Market Determination is available by calling 13 25 85. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services. | |
| If you obtain or purchase insurance through our website you also agree to have received our Financial Services Guide (FSG) which is available from our website. |