Total Home Loan Package

Total home loan package.

We’ve gone beyond and put together our ‘Total Home Loan Package’ that could save you thousands and helps you own your home sooner. So many options, so many benefits, and so many ways to save money over the life of your loan. Take a look at just some of the highlights:

  • Save thousands over the life of your loan by maximising the interest you save through our Mortgage Offset account
  • Both variable and fixed rate options
  • Fee-free everyday banking
  • No annual fee on our Low Rate Credit Card
  • Access the award-winning mobile banking app.
Interest rate

Comparison rate

Total Home Loan Package Owner Occupied Variable New Money Offer – loan up to 90% LVR (New Money Only)

Big benefits.

Who’d have thought a home loan package could offer so much? With our Total Home Loan Package, you’ll pay less fees and lower interest. You can also switch from variable to fixed at any time, and even split your loan between both different rate types at no cost. Want more? How about:

  • Flexible fixed rate loan features include additional repayments without penalty1 and loan redraw during the fixed term
  • Fully featured variable and fixed rates including loan redraw and 100% Offset2 (multi-offset available)
  • Maximise the interest you save on your loan through our Mortgage Offset Account and the Low Rate Credit Card (no annual fee, up to 62 days interest free on purchases)
  • No transaction fees on a range of transaction accounts, including the Mortgage Offset Account.


Minimum new lending of $50,000 on an eligible home or investment loan product.

Little fees.

  • No loan establishment fee (save $445)
  • Annual Package Fee: $395.

Lender’s Mortgage Insurance.

With the support of Lenders’ Mortgage Insurance (LMI), Beyond Bank may be able to accept a smaller deposit and provide a home loan to you that might not otherwise be available.

*Interest rates are current as of 13/08/2019.

Interest rates are subject to change without notice. Terms, conditions, lending criteria, fees and charges apply. Full details are available at the time of application or by contacting us.

1. Up to $25,000 per year
2. 100% Offset is only available on Variable Rate Home Loans.

*Total Home Loan Package Investment Variable New Money Offer. The comparison rate is calculated on a $150,000 loan with monthly repayments over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges.

This information has been prepared without taking into account of your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs. All loans are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.

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