Loans with flexible features.
Benefits.
- Mobile wallet: load your Beyond Bank Visa Debit card to your phone to make fast and easy transactions
- Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services
- BPAY available
- Notifications available with Internet Banking or via notifications from Mobile Banking. Service enables information about accounts to be sent via SMS to a specified mobile number. It is event triggered or on demand.
Who can apply.
This loan is available for customers aged 18 years and over. Must be an Australian citizen, permanent Australian resident or hold a Visa. Lending criteria applies.
When you acquire this product you will automatically become a member of Beyond Bank Australia and become part-owner of the bank.
Wondering how much you can borrow?
Finding it tricky to know how much you should borrow? Try out our calculator that allows you to determine exactly how much you can afford to borrow and how much you can afford to repay.
How to apply.
- Start application. Want a personal loan to help with debt consolidation, renovations or a wedding? Start your application online. It takes 10 minutes and you’ll be asked to provide details of your income, assets and expenses.
- Speak to a Lending Specialist. Once we receive your application, a Lending Specialist will contact you to confirm eligibility, next steps and answer any questions you may have.
- Assessment & evaluation. To assess your loan, we’ll need to verify your details and obtain supporting documents. Your Lending Specialist will advise you what is needed and keep you updated through the process.
- Approval. The most exciting stage! If your loan is approved, it’s time to sign your loan documents and make your dreams a reality.
Interest rates.
| Product | Interest Rate (%p.a.) | Comparison Rate (%p.a.) |
| Line of Credit | 14.49% p.a. | N/A |
Fees and charges.
Fees that apply
| Line of Credit Approval / Variation Fee (this fee is waived for Life Members) | $195 |
View our Fees and Charges Guide for the full details of other loan fees and service fees that may apply.
Keep browsing.
Still have questions about our personal loans?
Please read this important information.
| Interest rates are current as at 6 December 2023 and are subject to change. | |
| All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. | |
| All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2024. |