0% for 12 months on balance transfers.¹

Simple credit cards. Simple shopping.

Beyond Bank credit cards make shopping easy with great interest rates, card security and low fees. Compare our credit card range to find the right card for you.

We offer multiple Visa credit card options, each with a balance transfer feature where you can get a discounted interest rate for transferring your balances from other credit card providers. Shop online, in-store or over the phone with a Beyond Bank Visa credit card.


 Credit cards made easy.

  • Excellent value credit cards
  • Flexible, everyday shopping
  • Use online or in-store
  • Secure and trusted
  • Simple payment options
  • Add your card to your phone and other devices to make fast and easy transactions, almost anywhere you shop with Google Pay* and Apple Pay.3

Choose from:

Low Rate Visa Credit Card¹

Receive up to 62 interest free days on purchases.2 You can also pay less interest by taking advantage of our balance transfer offer which provides a reduced interest rate compared with our standard purchase rate.

Find Out More

Visa Debit Card

Purchase on Visa. Use your own money. Visa Debit card acts like a credit card, but you use your own funds.

Find Out More

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We offer a great range of home loans to suit your budget.

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Personal loans.

Want to refurbish your new home? Apply for a personal loan and turn your dreams into a reality.

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Cash Passport.

Want a MasterCard® that carries ten currencies? The Cash Passport is a multi-currency, prepaid money card. Access your money anywhere MasterCard® is accepted.

Find Out More

Interest rates are current as at 15/10/2019.

0% for 12 months on balance transfers¹

Terms and conditions, fees and charges and normal lending criteria apply and are available on request. The advice is general and you should consider if it is suitable for you. For full terms, conditions, fees and charges please view our Terms & Conditions and Fees and Charges Guide.

1 Offer available for a limited time on new and approved Low Rate Credit Cards. Offer is only available on balances transferred from non-Beyond Bank credit or store cards, minimum balance transfer of $500 applies. Offer must be requested by you within one month of the date your credit card has been funded.  After the balance transfer period any remaining balance will revert to the interest rate for purchases, to view the current rate click here.

2 Interest free periods on purchases do not apply if you do not pay your closing balance (which includes any balance transfer) shown on your credit card statement for the current and previous statement periods in full by the applicable due date.

* Payments using Google Pay are available for NFC enabled phones running on Android Lollipop 5.0 or above.

3 Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105

Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari,  and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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